✨ YOU’RE PENDING—NOW WHAT?
You did it! Your Northern Kentucky home is under contract, and the “Pending” sign is up. That’s a huge step—but we’re not done just yet.
Let’s break down what happens next so you know exactly what to expect, what to do, and how to avoid surprises.

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🧪 1. Home Inspection Time
Within a few days, the buyer usually schedules a home inspection. The inspector will crawl around your attic, check outlets, test appliances, and basically look for anything worth flagging.
Tamra’s Tip: Stay calm when the report rolls in. It’s normal for inspection reports to sound dramatic. Your agent (hi, it’s me!) will help negotiate fair repairs, not fix every squeaky hinge.

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💵 2. The Appraisal Process
Next, the buyer’s lender will send out an appraiser. They compare your home to others in the area to confirm its value supports the loan.
If your price was right to begin with, things usually go smoothly.
Tamra’s Trick: Keep your home tidy and welcoming during this stage. Appraisers are human, and a clean, well-kept home can only help.

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📑 3. Everyone’s Drowning in Paperwork
The title company, lender, and insurance folks start working behind the scenes to prepare for closing. While they do that, you’ll need to sign a few things here and there.
Your Role: Respond quickly when someone requests info or a signature. The faster you reply, the smoother the path to closing.

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📦 4. Start Packing—But Don’t Unplug the Fridge Yet
You can begin boxing things up, but leave behind anything agreed upon in the contract (like appliances or that fancy mounted TV).
Tamra’s Note: Before removing anything attached to the walls, check with me to make sure it’s allowed.

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🚚 5. Final Walkthrough is Coming
A few days before closing, the buyers will do a final walkthrough. They’ll check that the home still looks the same and that any agreed-upon repairs were done.
Easy Win: Clean up, vacuum, and fix any lingering issues. A good impression here can seal the deal.

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🖊️ 6. It’s Closing Day, Baby!
Time to sign your name more times than you did in high school yearbooks. At closing, you’ll bring your ID, house keys, garage remotes, and anything else that needs to transfer to the buyer.
Expect This: The process typically takes less than an hour, and you’ll walk out free and clear.

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😬 7. If Something Delays Closing…
Sometimes, things get bumpy. Appraisals might come in low, repairs might stall, or the lender might need last-minute docs.
Tamra’s Promise: I’ll keep you informed every step of the way and work hard to keep things moving forward.

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💡 BONUS: Want to Be the Seller Everyone Talks About (In a Good Way)?
Leave a sweet note for the buyers. Add garage codes, favorite takeout menus, or even a list of local gems. It’s not required—but wow, does it make you unforgettable.

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Wrapping It Up:
Going pending is huge—but it’s just the second-to-last chapter. When you know what to expect after your home goes pending in Northern Kentucky, you can navigate the final stretch like a pro.
And don’t worry—I’ve got you the whole way. 🩷

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✅ Want my free seller checklist or closing guide?
Just shoot me a message, and I’ll send it your way faster than a Kentucky thunderstorm rolls in.

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